LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,506
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,259
−HK$2,797/mo
Today · 4.125%
HK$94,056
baseline
▲ 0.50% · 4.625%
HK$99,779
+HK$5,723/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$188,112/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,462
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,102
−HK$2,679/mo
Today · 4.125%
HK$103,781
baseline
▲ 0.50% · 4.625%
HK$109,252
+HK$5,471/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$207,562/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,207
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$109,511
−HK$3,356/mo
Today · 4.125%
HK$112,867
baseline
▲ 0.50% · 4.625%
HK$119,735
+HK$6,868/mo
Deposit HK$15.53M · loan HK$23.29M · min. income ≈ HK$225,734/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,154
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,323
−HK$3,215/mo
Today · 4.125%
HK$124,538
baseline
▲ 0.50% · 4.625%
HK$131,102
+HK$6,564/mo
Deposit HK$15.53M · loan HK$23.29M · min. income ≈ HK$249,076/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,908
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$127,762
−HK$3,916/mo
Today · 4.125%
HK$131,678
baseline
▲ 0.50% · 4.625%
HK$139,690
+HK$8,012/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$263,356/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,846
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$141,543
−HK$3,751/mo
Today · 4.125%
HK$145,294
baseline
▲ 0.50% · 4.625%
HK$152,953
+HK$7,659/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$290,588/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,310
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,266
−HK$5,034/mo
Today · 4.125%
HK$169,300
baseline
▲ 0.50% · 4.625%
HK$179,602
+HK$10,302/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$338,600/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,231
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,984
−HK$4,822/mo
Today · 4.125%
HK$186,806
baseline
▲ 0.50% · 4.625%
HK$196,653
+HK$9,847/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$373,612/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,593 · Scale 2, in force from 26 Feb 2026)