LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,513
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,267
−HK$2,797/mo
Today · 4.125%
HK$94,064
baseline
▲ 0.50% · 4.625%
HK$99,788
+HK$5,724/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$188,128/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,470
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,111
−HK$2,679/mo
Today · 4.125%
HK$103,790
baseline
▲ 0.50% · 4.625%
HK$109,261
+HK$5,471/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$207,580/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,216
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,520
−HK$3,357/mo
Today · 4.125%
HK$112,877
baseline
▲ 0.50% · 4.625%
HK$119,745
+HK$6,868/mo
Deposit HK$15.53M · loan HK$23.29M · min. income ≈ HK$225,754/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,164
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,333
−HK$3,215/mo
Today · 4.125%
HK$124,548
baseline
▲ 0.50% · 4.625%
HK$131,114
+HK$6,566/mo
Deposit HK$15.53M · loan HK$23.29M · min. income ≈ HK$249,096/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,919
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,773
−HK$3,917/mo
Today · 4.125%
HK$131,690
baseline
▲ 0.50% · 4.625%
HK$139,703
+HK$8,013/mo
Deposit HK$11.65M · loan HK$27.17M · min. income ≈ HK$263,380/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,858
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$141,556
−HK$3,751/mo
Today · 4.125%
HK$145,307
baseline
▲ 0.50% · 4.625%
HK$152,966
+HK$7,659/mo
Deposit HK$11.65M · loan HK$27.17M · min. income ≈ HK$290,614/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,324
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$164,280
−HK$5,035/mo
Today · 4.125%
HK$169,315
baseline
▲ 0.50% · 4.625%
HK$179,618
+HK$10,303/mo
Deposit HK$3.88M · loan HK$34.94M · min. income ≈ HK$338,630/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,247
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$182,000
−HK$4,823/mo
Today · 4.125%
HK$186,823
baseline
▲ 0.50% · 4.625%
HK$196,670
+HK$9,847/mo
Deposit HK$3.88M · loan HK$34.94M · min. income ≈ HK$373,646/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,737 · Scale 2, in force from 26 Feb 2026)