LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,538
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,292
−HK$2,798/mo
Today · 4.125%
HK$94,090
baseline
▲ 0.50% · 4.625%
HK$99,815
+HK$5,725/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$188,180/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,498
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,139
−HK$2,680/mo
Today · 4.125%
HK$103,819
baseline
▲ 0.50% · 4.625%
HK$109,292
+HK$5,473/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$207,638/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,246
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$109,551
−HK$3,357/mo
Today · 4.125%
HK$112,908
baseline
▲ 0.50% · 4.625%
HK$119,779
+HK$6,871/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$225,816/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,197
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$121,367
−HK$3,216/mo
Today · 4.125%
HK$124,583
baseline
▲ 0.50% · 4.625%
HK$131,150
+HK$6,567/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$249,166/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,953
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,809
−HK$3,917/mo
Today · 4.125%
HK$131,726
baseline
▲ 0.50% · 4.625%
HK$139,742
+HK$8,016/mo
Deposit HK$11.65M · loan HK$27.18M · min. income ≈ HK$263,452/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,897
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,595
−HK$3,752/mo
Today · 4.125%
HK$145,347
baseline
▲ 0.50% · 4.625%
HK$153,009
+HK$7,662/mo
Deposit HK$11.65M · loan HK$27.18M · min. income ≈ HK$290,694/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,369
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$164,326
−HK$5,037/mo
Today · 4.125%
HK$169,363
baseline
▲ 0.50% · 4.625%
HK$179,668
+HK$10,305/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$338,726/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,296
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$182,051
−HK$4,824/mo
Today · 4.125%
HK$186,875
baseline
▲ 0.50% · 4.625%
HK$196,725
+HK$9,850/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$373,750/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,197 · Scale 2, in force from 26 Feb 2026)