LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,541
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,295
−HK$2,798/mo
Today · 4.125%
HK$94,093
baseline
▲ 0.50% · 4.625%
HK$99,819
+HK$5,726/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$188,186/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,501
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,143
−HK$2,680/mo
Today · 4.125%
HK$103,823
baseline
▲ 0.50% · 4.625%
HK$109,295
+HK$5,472/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$207,646/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,249
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,554
−HK$3,358/mo
Today · 4.125%
HK$112,912
baseline
▲ 0.50% · 4.625%
HK$119,782
+HK$6,870/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$225,824/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,201
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$121,371
−HK$3,216/mo
Today · 4.125%
HK$124,587
baseline
▲ 0.50% · 4.625%
HK$131,154
+HK$6,567/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$249,174/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,957
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,813
−HK$3,917/mo
Today · 4.125%
HK$131,730
baseline
▲ 0.50% · 4.625%
HK$139,746
+HK$8,016/mo
Deposit HK$11.65M · loan HK$27.18M · min. income ≈ HK$263,460/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,901
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$141,600
−HK$3,752/mo
Today · 4.125%
HK$145,352
baseline
▲ 0.50% · 4.625%
HK$153,013
+HK$7,661/mo
Deposit HK$11.65M · loan HK$27.18M · min. income ≈ HK$290,704/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,374
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$164,331
−HK$5,037/mo
Today · 4.125%
HK$169,368
baseline
▲ 0.50% · 4.625%
HK$179,673
+HK$10,305/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$338,736/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,302
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$182,057
−HK$4,824/mo
Today · 4.125%
HK$186,881
baseline
▲ 0.50% · 4.625%
HK$196,731
+HK$9,850/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$373,762/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,248 · Scale 2, in force from 26 Feb 2026)