LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,558
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,313
−HK$2,799/mo
Today · 4.125%
HK$94,112
baseline
▲ 0.50% · 4.625%
HK$99,838
+HK$5,726/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$188,224/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,520
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,163
−HK$2,680/mo
Today · 4.125%
HK$103,843
baseline
▲ 0.50% · 4.625%
HK$109,317
+HK$5,474/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$207,686/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,270
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,576
−HK$3,358/mo
Today · 4.125%
HK$112,934
baseline
▲ 0.50% · 4.625%
HK$119,806
+HK$6,872/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$225,868/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,225
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,395
−HK$3,217/mo
Today · 4.125%
HK$124,612
baseline
▲ 0.50% · 4.625%
HK$131,180
+HK$6,568/mo
Deposit HK$15.53M · loan HK$23.30M · min. income ≈ HK$249,224/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,982
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$127,838
−HK$3,919/mo
Today · 4.125%
HK$131,757
baseline
▲ 0.50% · 4.625%
HK$139,774
+HK$8,017/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$263,514/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,929
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$141,628
−HK$3,752/mo
Today · 4.125%
HK$145,380
baseline
▲ 0.50% · 4.625%
HK$153,044
+HK$7,664/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$290,760/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,405
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$164,364
−HK$5,037/mo
Today · 4.125%
HK$169,401
baseline
▲ 0.50% · 4.625%
HK$179,709
+HK$10,308/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$338,802/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,337
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$182,093
−HK$4,825/mo
Today · 4.125%
HK$186,918
baseline
▲ 0.50% · 4.625%
HK$196,770
+HK$9,852/mo
Deposit HK$3.88M · loan HK$34.95M · min. income ≈ HK$373,836/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,576 · Scale 2, in force from 26 Feb 2026)