LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,564
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,318
−HK$2,799/mo
Today · 4.125%
HK$94,117
baseline
▲ 0.50% · 4.625%
HK$99,844
+HK$5,727/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$188,234/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,526
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,169
−HK$2,680/mo
Today · 4.125%
HK$103,849
baseline
▲ 0.50% · 4.625%
HK$109,323
+HK$5,474/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$207,698/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,276
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,582
−HK$3,359/mo
Today · 4.125%
HK$112,941
baseline
▲ 0.50% · 4.625%
HK$119,813
+HK$6,872/mo
Deposit HK$15.54M · loan HK$23.30M · min. income ≈ HK$225,882/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,231
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,402
−HK$3,217/mo
Today · 4.125%
HK$124,619
baseline
▲ 0.50% · 4.625%
HK$131,188
+HK$6,569/mo
Deposit HK$15.54M · loan HK$23.30M · min. income ≈ HK$249,238/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,989
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$127,846
−HK$3,918/mo
Today · 4.125%
HK$131,764
baseline
▲ 0.50% · 4.625%
HK$139,782
+HK$8,018/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$263,528/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,937
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$141,636
−HK$3,753/mo
Today · 4.125%
HK$145,389
baseline
▲ 0.50% · 4.625%
HK$153,053
+HK$7,664/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$290,778/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,415
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$164,373
−HK$5,038/mo
Today · 4.125%
HK$169,411
baseline
▲ 0.50% · 4.625%
HK$179,720
+HK$10,309/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$338,822/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,347
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$182,103
−HK$4,826/mo
Today · 4.125%
HK$186,929
baseline
▲ 0.50% · 4.625%
HK$196,782
+HK$9,853/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$373,858/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,672 · Scale 2, in force from 26 Feb 2026)