LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,567
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,321
−HK$2,799/mo
Today · 4.125%
HK$94,120
baseline
▲ 0.50% · 4.625%
HK$99,847
+HK$5,727/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$188,240/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,529
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,172
−HK$2,681/mo
Today · 4.125%
HK$103,853
baseline
▲ 0.50% · 4.625%
HK$109,327
+HK$5,474/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$207,706/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,280
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,586
−HK$3,359/mo
Today · 4.125%
HK$112,945
baseline
▲ 0.50% · 4.625%
HK$119,817
+HK$6,872/mo
Deposit HK$15.54M · loan HK$23.30M · min. income ≈ HK$225,890/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,235
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,406
−HK$3,217/mo
Today · 4.125%
HK$124,623
baseline
▲ 0.50% · 4.625%
HK$131,192
+HK$6,569/mo
Deposit HK$15.54M · loan HK$23.30M · min. income ≈ HK$249,246/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,993
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$127,850
−HK$3,919/mo
Today · 4.125%
HK$131,769
baseline
▲ 0.50% · 4.625%
HK$139,786
+HK$8,017/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$263,538/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,941
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$141,641
−HK$3,753/mo
Today · 4.125%
HK$145,394
baseline
▲ 0.50% · 4.625%
HK$153,058
+HK$7,664/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$290,788/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,420
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$164,379
−HK$5,038/mo
Today · 4.125%
HK$169,417
baseline
▲ 0.50% · 4.625%
HK$179,725
+HK$10,308/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$338,834/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,353
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$182,109
−HK$4,826/mo
Today · 4.125%
HK$186,935
baseline
▲ 0.50% · 4.625%
HK$196,788
+HK$9,853/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$373,870/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,650,726 · Scale 2, in force from 26 Feb 2026)