LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,572
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,327
−HK$2,799/mo
Today · 4.125%
HK$94,126
baseline
▲ 0.50% · 4.625%
HK$99,853
+HK$5,727/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$188,252/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,535
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,178
−HK$2,681/mo
Today · 4.125%
HK$103,859
baseline
▲ 0.50% · 4.625%
HK$109,333
+HK$5,474/mo
Deposit HK$19.42M · loan HK$19.42M · min. income ≈ HK$207,718/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,286
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,592
−HK$3,359/mo
Today · 4.125%
HK$112,951
baseline
▲ 0.50% · 4.625%
HK$119,824
+HK$6,873/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$225,902/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,242
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,414
−HK$3,217/mo
Today · 4.125%
HK$124,631
baseline
▲ 0.50% · 4.625%
HK$131,200
+HK$6,569/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$249,262/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,001
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$127,858
−HK$3,919/mo
Today · 4.125%
HK$131,777
baseline
▲ 0.50% · 4.625%
HK$139,795
+HK$8,018/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$263,554/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,949
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$141,649
−HK$3,753/mo
Today · 4.125%
HK$145,402
baseline
▲ 0.50% · 4.625%
HK$153,067
+HK$7,665/mo
Deposit HK$11.65M · loan HK$27.19M · min. income ≈ HK$290,804/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,429
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,388
−HK$5,039/mo
Today · 4.125%
HK$169,427
baseline
▲ 0.50% · 4.625%
HK$179,736
+HK$10,309/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$338,854/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,364
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$182,120
−HK$4,826/mo
Today · 4.125%
HK$186,946
baseline
▲ 0.50% · 4.625%
HK$196,800
+HK$9,854/mo
Deposit HK$3.88M · loan HK$34.96M · min. income ≈ HK$373,892/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,650,825 · Scale 2, in force from 26 Feb 2026)