LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,597
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,352
−HK$2,800/mo
Today · 4.125%
HK$94,152
baseline
▲ 0.50% · 4.625%
HK$99,881
+HK$5,729/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$188,304/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,563
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,206
−HK$2,682/mo
Today · 4.125%
HK$103,888
baseline
▲ 0.50% · 4.625%
HK$109,364
+HK$5,476/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$207,776/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,316
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,623
−HK$3,360/mo
Today · 4.125%
HK$112,983
baseline
▲ 0.50% · 4.625%
HK$119,858
+HK$6,875/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$225,966/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,275
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,447
−HK$3,218/mo
Today · 4.125%
HK$124,665
baseline
▲ 0.50% · 4.625%
HK$131,237
+HK$6,572/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$249,330/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,035
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$127,893
−HK$3,920/mo
Today · 4.125%
HK$131,813
baseline
▲ 0.50% · 4.625%
HK$139,834
+HK$8,021/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$263,626/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,988
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$141,689
−HK$3,754/mo
Today · 4.125%
HK$145,443
baseline
▲ 0.50% · 4.625%
HK$153,110
+HK$7,667/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$290,886/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,474
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,434
−HK$5,040/mo
Today · 4.125%
HK$169,474
baseline
▲ 0.50% · 4.625%
HK$179,786
+HK$10,312/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$338,948/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,413
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$182,171
−HK$4,827/mo
Today · 4.125%
HK$186,998
baseline
▲ 0.50% · 4.625%
HK$196,855
+HK$9,857/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$373,996/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,287 · Scale 2, in force from 26 Feb 2026)