LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,597
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,353
−HK$2,800/mo
Today · 4.125%
HK$94,153
baseline
▲ 0.50% · 4.625%
HK$99,882
+HK$5,729/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$188,306/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,563
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,206
−HK$2,682/mo
Today · 4.125%
HK$103,888
baseline
▲ 0.50% · 4.625%
HK$109,364
+HK$5,476/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$207,776/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,316
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,623
−HK$3,360/mo
Today · 4.125%
HK$112,983
baseline
▲ 0.50% · 4.625%
HK$119,858
+HK$6,875/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$225,966/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,276
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,448
−HK$3,218/mo
Today · 4.125%
HK$124,666
baseline
▲ 0.50% · 4.625%
HK$131,237
+HK$6,571/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$249,332/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,035
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$127,894
−HK$3,920/mo
Today · 4.125%
HK$131,814
baseline
▲ 0.50% · 4.625%
HK$139,834
+HK$8,020/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$263,628/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,988
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$141,689
−HK$3,754/mo
Today · 4.125%
HK$145,443
baseline
▲ 0.50% · 4.625%
HK$153,110
+HK$7,667/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$290,886/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,474
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$164,435
−HK$5,040/mo
Today · 4.125%
HK$169,475
baseline
▲ 0.50% · 4.625%
HK$179,787
+HK$10,312/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$338,950/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,413
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$182,172
−HK$4,827/mo
Today · 4.125%
HK$186,999
baseline
▲ 0.50% · 4.625%
HK$196,855
+HK$9,856/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$373,998/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,290 · Scale 2, in force from 26 Feb 2026)