LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,598
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,354
−HK$2,800/mo
Today · 4.125%
HK$94,154
baseline
▲ 0.50% · 4.625%
HK$99,883
+HK$5,729/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$188,308/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,564
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,208
−HK$2,681/mo
Today · 4.125%
HK$103,889
baseline
▲ 0.50% · 4.625%
HK$109,365
+HK$5,476/mo
Deposit HK$19.43M · loan HK$19.43M · min. income ≈ HK$207,778/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,317
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,624
−HK$3,360/mo
Today · 4.125%
HK$112,984
baseline
▲ 0.50% · 4.625%
HK$119,859
+HK$6,875/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$225,968/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,277
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,449
−HK$3,218/mo
Today · 4.125%
HK$124,667
baseline
▲ 0.50% · 4.625%
HK$131,238
+HK$6,571/mo
Deposit HK$15.54M · loan HK$23.31M · min. income ≈ HK$249,334/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,037
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$127,895
−HK$3,920/mo
Today · 4.125%
HK$131,815
baseline
▲ 0.50% · 4.625%
HK$139,836
+HK$8,021/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$263,630/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,990
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$141,691
−HK$3,754/mo
Today · 4.125%
HK$145,445
baseline
▲ 0.50% · 4.625%
HK$153,111
+HK$7,666/mo
Deposit HK$11.66M · loan HK$27.20M · min. income ≈ HK$290,890/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,476
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,437
−HK$5,039/mo
Today · 4.125%
HK$169,476
baseline
▲ 0.50% · 4.625%
HK$179,789
+HK$10,313/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$338,952/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,415
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$182,174
−HK$4,827/mo
Today · 4.125%
HK$187,001
baseline
▲ 0.50% · 4.625%
HK$196,858
+HK$9,857/mo
Deposit HK$3.89M · loan HK$34.97M · min. income ≈ HK$374,002/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,651,308 · Scale 2, in force from 26 Feb 2026)