LTV · monthly repayment
▼ 0.50% · 3.625%
HK$886,133
−HK$55,568/mo
▼ 0.25% · 3.875%
HK$913,696
−HK$28,005/mo
Today · 4.125%
HK$941,701
baseline
▲ 0.50% · 4.625%
HK$999,001
+HK$57,300/mo
Deposit HK$194.31M · loan HK$194.31M · min. income ≈ HK$1,883,402/mo (50% DSR)
Upfront cash ≈ HK$219.57M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$985,814
−HK$53,260/mo
▼ 0.25% · 3.875%
HK$1,012,253
−HK$26,821/mo
Today · 4.125%
HK$1,039,074
baseline
▲ 0.50% · 4.625%
HK$1,093,845
+HK$54,771/mo
Deposit HK$194.31M · loan HK$194.31M · min. income ≈ HK$2,078,148/mo (50% DSR)
Upfront cash ≈ HK$219.57M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,063,359
−HK$66,682/mo
▼ 0.25% · 3.875%
HK$1,096,436
−HK$33,605/mo
Today · 4.125%
HK$1,130,041
baseline
▲ 0.50% · 4.625%
HK$1,198,801
+HK$68,760/mo
Deposit HK$155.44M · loan HK$233.17M · min. income ≈ HK$2,260,082/mo (50% DSR)
Upfront cash ≈ HK$180.70M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,182,976
−HK$63,913/mo
▼ 0.25% · 3.875%
HK$1,214,703
−HK$32,186/mo
Today · 4.125%
HK$1,246,889
baseline
▲ 0.50% · 4.625%
HK$1,312,614
+HK$65,725/mo
Deposit HK$155.44M · loan HK$233.17M · min. income ≈ HK$2,493,778/mo (50% DSR)
Upfront cash ≈ HK$180.70M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,240,586
−HK$77,795/mo
▼ 0.25% · 3.875%
HK$1,279,175
−HK$39,206/mo
Today · 4.125%
HK$1,318,381
baseline
▲ 0.50% · 4.625%
HK$1,398,602
+HK$80,221/mo
Deposit HK$116.58M · loan HK$272.03M · min. income ≈ HK$2,636,762/mo (50% DSR)
Upfront cash ≈ HK$141.84M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,380,139
−HK$74,565/mo
▼ 0.25% · 3.875%
HK$1,417,154
−HK$37,550/mo
Today · 4.125%
HK$1,454,704
baseline
▲ 0.50% · 4.625%
HK$1,531,383
+HK$76,679/mo
Deposit HK$116.58M · loan HK$272.03M · min. income ≈ HK$2,909,408/mo (50% DSR)
Upfront cash ≈ HK$141.84M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,595,039
−HK$100,023/mo
▼ 0.25% · 3.875%
HK$1,644,654
−HK$50,408/mo
Today · 4.125%
HK$1,695,062
baseline
▲ 0.50% · 4.625%
HK$1,798,202
+HK$103,140/mo
Deposit HK$38.86M · loan HK$349.75M · min. income ≈ HK$3,390,124/mo (50% DSR)
Upfront cash ≈ HK$64.12M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,774,465
−HK$95,868/mo
▼ 0.25% · 3.875%
HK$1,822,055
−HK$48,278/mo
Today · 4.125%
HK$1,870,333
baseline
▲ 0.50% · 4.625%
HK$1,968,921
+HK$98,588/mo
Deposit HK$38.86M · loan HK$349.75M · min. income ≈ HK$3,740,666/mo (50% DSR)
Upfront cash ≈ HK$64.12M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)