LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,642
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,399
−HK$2,802/mo
Today · 4.125%
HK$94,201
baseline
▲ 0.50% · 4.625%
HK$99,932
+HK$5,731/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,402/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,613
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,258
−HK$2,683/mo
Today · 4.125%
HK$103,941
baseline
▲ 0.50% · 4.625%
HK$109,420
+HK$5,479/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,882/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,370
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,679
−HK$3,362/mo
Today · 4.125%
HK$113,041
baseline
▲ 0.50% · 4.625%
HK$119,919
+HK$6,878/mo
Deposit HK$15.55M · loan HK$23.32M · min. income ≈ HK$226,082/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,336
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,510
−HK$3,219/mo
Today · 4.125%
HK$124,729
baseline
▲ 0.50% · 4.625%
HK$131,304
+HK$6,575/mo
Deposit HK$15.55M · loan HK$23.32M · min. income ≈ HK$249,458/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,099
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$127,959
−HK$3,922/mo
Today · 4.125%
HK$131,881
baseline
▲ 0.50% · 4.625%
HK$139,905
+HK$8,024/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,762/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,059
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$141,761
−HK$3,756/mo
Today · 4.125%
HK$145,517
baseline
▲ 0.50% · 4.625%
HK$153,188
+HK$7,671/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$291,034/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,555
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,519
−HK$5,042/mo
Today · 4.125%
HK$169,561
baseline
▲ 0.50% · 4.625%
HK$179,878
+HK$10,317/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$339,122/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,504
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$182,264
−HK$4,830/mo
Today · 4.125%
HK$187,094
baseline
▲ 0.50% · 4.625%
HK$196,956
+HK$9,862/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$374,188/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,131 · Scale 2, in force from 26 Feb 2026)