LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,643
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,400
−HK$2,802/mo
Today · 4.125%
HK$94,202
baseline
▲ 0.50% · 4.625%
HK$99,934
+HK$5,732/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,404/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,614
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,259
−HK$2,683/mo
Today · 4.125%
HK$103,942
baseline
▲ 0.50% · 4.625%
HK$109,421
+HK$5,479/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,884/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,372
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,680
−HK$3,362/mo
Today · 4.125%
HK$113,042
baseline
▲ 0.50% · 4.625%
HK$119,920
+HK$6,878/mo
Deposit HK$15.55M · loan HK$23.32M · min. income ≈ HK$226,084/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,337
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,511
−HK$3,220/mo
Today · 4.125%
HK$124,731
baseline
▲ 0.50% · 4.625%
HK$131,305
+HK$6,574/mo
Deposit HK$15.55M · loan HK$23.32M · min. income ≈ HK$249,462/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,100
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$127,960
−HK$3,922/mo
Today · 4.125%
HK$131,882
baseline
▲ 0.50% · 4.625%
HK$139,907
+HK$8,025/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,764/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,060
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,763
−HK$3,756/mo
Today · 4.125%
HK$145,519
baseline
▲ 0.50% · 4.625%
HK$153,190
+HK$7,671/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$291,038/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,557
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,520
−HK$5,043/mo
Today · 4.125%
HK$169,563
baseline
▲ 0.50% · 4.625%
HK$179,880
+HK$10,317/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$339,126/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,506
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$182,266
−HK$4,830/mo
Today · 4.125%
HK$187,096
baseline
▲ 0.50% · 4.625%
HK$196,958
+HK$9,862/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$374,192/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,150 · Scale 2, in force from 26 Feb 2026)