LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,650
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,408
−HK$2,801/mo
Today · 4.125%
HK$94,209
baseline
▲ 0.50% · 4.625%
HK$99,942
+HK$5,733/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,418/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,622
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,267
−HK$2,684/mo
Today · 4.125%
HK$103,951
baseline
▲ 0.50% · 4.625%
HK$109,430
+HK$5,479/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,902/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,380
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,689
−HK$3,362/mo
Today · 4.125%
HK$113,051
baseline
▲ 0.50% · 4.625%
HK$119,930
+HK$6,879/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$226,102/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,347
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,521
−HK$3,220/mo
Today · 4.125%
HK$124,741
baseline
▲ 0.50% · 4.625%
HK$131,316
+HK$6,575/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$249,482/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,110
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$127,971
−HK$3,922/mo
Today · 4.125%
HK$131,893
baseline
▲ 0.50% · 4.625%
HK$139,918
+HK$8,025/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,786/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,071
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$141,774
−HK$3,757/mo
Today · 4.125%
HK$145,531
baseline
▲ 0.50% · 4.625%
HK$153,202
+HK$7,671/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$291,062/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,570
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,534
−HK$5,042/mo
Today · 4.125%
HK$169,576
baseline
▲ 0.50% · 4.625%
HK$179,895
+HK$10,319/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$339,152/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,520
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$182,281
−HK$4,830/mo
Today · 4.125%
HK$187,111
baseline
▲ 0.50% · 4.625%
HK$196,974
+HK$9,863/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$374,222/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,282 · Scale 2, in force from 26 Feb 2026)