LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,652
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,409
−HK$2,802/mo
Today · 4.125%
HK$94,211
baseline
▲ 0.50% · 4.625%
HK$99,943
+HK$5,732/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,422/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,624
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,269
−HK$2,683/mo
Today · 4.125%
HK$103,952
baseline
▲ 0.50% · 4.625%
HK$109,432
+HK$5,480/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,904/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,382
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,691
−HK$3,362/mo
Today · 4.125%
HK$113,053
baseline
▲ 0.50% · 4.625%
HK$119,932
+HK$6,879/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$226,106/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,349
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,523
−HK$3,220/mo
Today · 4.125%
HK$124,743
baseline
▲ 0.50% · 4.625%
HK$131,318
+HK$6,575/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$249,486/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,112
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$127,973
−HK$3,922/mo
Today · 4.125%
HK$131,895
baseline
▲ 0.50% · 4.625%
HK$139,921
+HK$8,026/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,790/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,074
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,777
−HK$3,756/mo
Today · 4.125%
HK$145,533
baseline
▲ 0.50% · 4.625%
HK$153,204
+HK$7,671/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$291,066/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,573
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$164,536
−HK$5,043/mo
Today · 4.125%
HK$169,579
baseline
▲ 0.50% · 4.625%
HK$179,898
+HK$10,319/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$339,158/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,523
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$182,284
−HK$4,830/mo
Today · 4.125%
HK$187,114
baseline
▲ 0.50% · 4.625%
HK$196,977
+HK$9,863/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$374,228/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,310 · Scale 2, in force from 26 Feb 2026)