LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,652
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,410
−HK$2,801/mo
Today · 4.125%
HK$94,211
baseline
▲ 0.50% · 4.625%
HK$99,944
+HK$5,733/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,422/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,625
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,270
−HK$2,683/mo
Today · 4.125%
HK$103,953
baseline
▲ 0.50% · 4.625%
HK$109,433
+HK$5,480/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,906/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,383
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,692
−HK$3,362/mo
Today · 4.125%
HK$113,054
baseline
▲ 0.50% · 4.625%
HK$119,933
+HK$6,879/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$226,108/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,350
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,524
−HK$3,220/mo
Today · 4.125%
HK$124,744
baseline
▲ 0.50% · 4.625%
HK$131,319
+HK$6,575/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$249,488/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,113
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$127,974
−HK$3,922/mo
Today · 4.125%
HK$131,896
baseline
▲ 0.50% · 4.625%
HK$139,922
+HK$8,026/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,792/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,075
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,778
−HK$3,756/mo
Today · 4.125%
HK$145,534
baseline
▲ 0.50% · 4.625%
HK$153,206
+HK$7,672/mo
Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$291,068/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,574
−HK$10,007/mo
▼ 0.25% · 3.875%
HK$164,538
−HK$5,043/mo
Today · 4.125%
HK$169,581
baseline
▲ 0.50% · 4.625%
HK$179,899
+HK$10,318/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$339,162/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,524
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$182,286
−HK$4,830/mo
Today · 4.125%
HK$187,116
baseline
▲ 0.50% · 4.625%
HK$196,979
+HK$9,863/mo
Deposit HK$3.89M · loan HK$34.99M · min. income ≈ HK$374,232/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,323 · Scale 2, in force from 26 Feb 2026)