LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,669
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,427
−HK$2,802/mo
Today · 4.125%
HK$94,229
baseline
▲ 0.50% · 4.625%
HK$99,963
+HK$5,734/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$188,458/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,643
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,289
−HK$2,683/mo
Today · 4.125%
HK$103,972
baseline
▲ 0.50% · 4.625%
HK$109,453
+HK$5,481/mo
Deposit HK$19.44M · loan HK$19.44M · min. income ≈ HK$207,944/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,402
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,712
−HK$3,363/mo
Today · 4.125%
HK$113,075
baseline
▲ 0.50% · 4.625%
HK$119,955
+HK$6,880/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$226,150/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,372
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$121,546
−HK$3,221/mo
Today · 4.125%
HK$124,767
baseline
▲ 0.50% · 4.625%
HK$131,344
+HK$6,577/mo
Deposit HK$15.55M · loan HK$23.33M · min. income ≈ HK$249,534/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,136
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$127,998
−HK$3,923/mo
Today · 4.125%
HK$131,921
baseline
▲ 0.50% · 4.625%
HK$139,948
+HK$8,027/mo
Deposit HK$11.67M · loan HK$27.22M · min. income ≈ HK$263,842/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,100
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$141,804
−HK$3,757/mo
Today · 4.125%
HK$145,561
baseline
▲ 0.50% · 4.625%
HK$153,234
+HK$7,673/mo
Deposit HK$11.67M · loan HK$27.22M · min. income ≈ HK$291,122/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,604
−HK$10,008/mo
▼ 0.25% · 3.875%
HK$164,568
−HK$5,044/mo
Today · 4.125%
HK$169,612
baseline
▲ 0.50% · 4.625%
HK$179,933
+HK$10,321/mo
Deposit HK$3.89M · loan HK$35.00M · min. income ≈ HK$339,224/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,557
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$182,319
−HK$4,831/mo
Today · 4.125%
HK$187,150
baseline
▲ 0.50% · 4.625%
HK$197,015
+HK$9,865/mo
Deposit HK$3.89M · loan HK$35.00M · min. income ≈ HK$374,300/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,652,630 · Scale 2, in force from 26 Feb 2026)