LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,692
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,451
−HK$2,803/mo
Today · 4.125%
HK$94,254
baseline
▲ 0.50% · 4.625%
HK$99,989
+HK$5,735/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,508/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,669
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,315
−HK$2,685/mo
Today · 4.125%
HK$104,000
baseline
▲ 0.50% · 4.625%
HK$109,482
+HK$5,482/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,000/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,431
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,741
−HK$3,364/mo
Today · 4.125%
HK$113,105
baseline
▲ 0.50% · 4.625%
HK$119,987
+HK$6,882/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,210/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,403
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,579
−HK$3,221/mo
Today · 4.125%
HK$124,800
baseline
▲ 0.50% · 4.625%
HK$131,378
+HK$6,578/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,600/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,169
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$128,032
−HK$3,924/mo
Today · 4.125%
HK$131,956
baseline
▲ 0.50% · 4.625%
HK$139,985
+HK$8,029/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,912/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,137
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$141,842
−HK$3,758/mo
Today · 4.125%
HK$145,600
baseline
▲ 0.50% · 4.625%
HK$153,275
+HK$7,675/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,200/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,646
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,612
−HK$5,045/mo
Today · 4.125%
HK$169,657
baseline
▲ 0.50% · 4.625%
HK$179,981
+HK$10,324/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$339,314/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,605
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,368
−HK$4,832/mo
Today · 4.125%
HK$187,200
baseline
▲ 0.50% · 4.625%
HK$197,068
+HK$9,868/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$374,400/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,069 · Scale 2, in force from 26 Feb 2026)