LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,693
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,452
−HK$2,803/mo
Today · 4.125%
HK$94,255
baseline
▲ 0.50% · 4.625%
HK$99,990
+HK$5,735/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,510/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,670
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,317
−HK$2,684/mo
Today · 4.125%
HK$104,001
baseline
▲ 0.50% · 4.625%
HK$109,483
+HK$5,482/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,002/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,432
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,743
−HK$3,363/mo
Today · 4.125%
HK$113,106
baseline
▲ 0.50% · 4.625%
HK$119,988
+HK$6,882/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,212/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,404
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,580
−HK$3,222/mo
Today · 4.125%
HK$124,802
baseline
▲ 0.50% · 4.625%
HK$131,380
+HK$6,578/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,604/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,171
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$128,033
−HK$3,924/mo
Today · 4.125%
HK$131,957
baseline
▲ 0.50% · 4.625%
HK$139,987
+HK$8,030/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,914/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,139
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$141,843
−HK$3,759/mo
Today · 4.125%
HK$145,602
baseline
▲ 0.50% · 4.625%
HK$153,277
+HK$7,675/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,204/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,648
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,614
−HK$5,045/mo
Today · 4.125%
HK$169,659
baseline
▲ 0.50% · 4.625%
HK$179,983
+HK$10,324/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$339,318/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,607
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,370
−HK$4,832/mo
Today · 4.125%
HK$187,202
baseline
▲ 0.50% · 4.625%
HK$197,070
+HK$9,868/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$374,404/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,089 · Scale 2, in force from 26 Feb 2026)