LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,695
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,453
−HK$2,803/mo
Today · 4.125%
HK$94,256
baseline
▲ 0.50% · 4.625%
HK$99,992
+HK$5,736/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,512/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,672
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,318
−HK$2,685/mo
Today · 4.125%
HK$104,003
baseline
▲ 0.50% · 4.625%
HK$109,485
+HK$5,482/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,006/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,433
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,744
−HK$3,364/mo
Today · 4.125%
HK$113,108
baseline
▲ 0.50% · 4.625%
HK$119,990
+HK$6,882/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,216/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,406
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,582
−HK$3,221/mo
Today · 4.125%
HK$124,803
baseline
▲ 0.50% · 4.625%
HK$131,382
+HK$6,579/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,606/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,172
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$128,035
−HK$3,924/mo
Today · 4.125%
HK$131,959
baseline
▲ 0.50% · 4.625%
HK$139,988
+HK$8,029/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,918/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,140
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$141,845
−HK$3,759/mo
Today · 4.125%
HK$145,604
baseline
▲ 0.50% · 4.625%
HK$153,279
+HK$7,675/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,208/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,650
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,616
−HK$5,046/mo
Today · 4.125%
HK$169,662
baseline
▲ 0.50% · 4.625%
HK$179,985
+HK$10,323/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$339,324/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,609
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,373
−HK$4,832/mo
Today · 4.125%
HK$187,205
baseline
▲ 0.50% · 4.625%
HK$197,073
+HK$9,868/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$374,410/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,111 · Scale 2, in force from 26 Feb 2026)