LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,699
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,458
−HK$2,803/mo
Today · 4.125%
HK$94,261
baseline
▲ 0.50% · 4.625%
HK$99,997
+HK$5,736/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,522/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,677
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,323
−HK$2,685/mo
Today · 4.125%
HK$104,008
baseline
▲ 0.50% · 4.625%
HK$109,490
+HK$5,482/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,016/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,439
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,750
−HK$3,363/mo
Today · 4.125%
HK$113,113
baseline
▲ 0.50% · 4.625%
HK$119,996
+HK$6,883/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,226/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,412
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,588
−HK$3,221/mo
Today · 4.125%
HK$124,809
baseline
▲ 0.50% · 4.625%
HK$131,388
+HK$6,579/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,618/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,179
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$128,041
−HK$3,925/mo
Today · 4.125%
HK$131,966
baseline
▲ 0.50% · 4.625%
HK$139,995
+HK$8,029/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,932/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,147
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$141,852
−HK$3,759/mo
Today · 4.125%
HK$145,611
baseline
▲ 0.50% · 4.625%
HK$153,286
+HK$7,675/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,222/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,658
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,624
−HK$5,046/mo
Today · 4.125%
HK$169,670
baseline
▲ 0.50% · 4.625%
HK$179,994
+HK$10,324/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$339,340/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,618
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,382
−HK$4,832/mo
Today · 4.125%
HK$187,214
baseline
▲ 0.50% · 4.625%
HK$197,082
+HK$9,868/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$374,428/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,194 · Scale 2, in force from 26 Feb 2026)