LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,710
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,470
−HK$2,803/mo
Today · 4.125%
HK$94,273
baseline
▲ 0.50% · 4.625%
HK$100,009
+HK$5,736/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,546/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,689
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,336
−HK$2,685/mo
Today · 4.125%
HK$104,021
baseline
▲ 0.50% · 4.625%
HK$109,504
+HK$5,483/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,042/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,452
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$109,763
−HK$3,365/mo
Today · 4.125%
HK$113,128
baseline
▲ 0.50% · 4.625%
HK$120,011
+HK$6,883/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,256/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,427
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,603
−HK$3,222/mo
Today · 4.125%
HK$124,825
baseline
▲ 0.50% · 4.625%
HK$131,405
+HK$6,580/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,650/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,194
−HK$7,788/mo
▼ 0.25% · 3.875%
HK$128,057
−HK$3,925/mo
Today · 4.125%
HK$131,982
baseline
▲ 0.50% · 4.625%
HK$140,013
+HK$8,031/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,964/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,165
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$141,870
−HK$3,759/mo
Today · 4.125%
HK$145,629
baseline
▲ 0.50% · 4.625%
HK$153,306
+HK$7,677/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,258/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,678
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$164,645
−HK$5,046/mo
Today · 4.125%
HK$169,691
baseline
▲ 0.50% · 4.625%
HK$180,017
+HK$10,326/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$339,382/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,640
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$182,405
−HK$4,833/mo
Today · 4.125%
HK$187,238
baseline
▲ 0.50% · 4.625%
HK$197,107
+HK$9,869/mo
Deposit HK$3.89M · loan HK$35.01M · min. income ≈ HK$374,476/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,402 · Scale 2, in force from 26 Feb 2026)