LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,717
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,477
−HK$2,804/mo
Today · 4.125%
HK$94,281
baseline
▲ 0.50% · 4.625%
HK$100,018
+HK$5,737/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$188,562/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,697
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,344
−HK$2,686/mo
Today · 4.125%
HK$104,030
baseline
▲ 0.50% · 4.625%
HK$109,513
+HK$5,483/mo
Deposit HK$19.45M · loan HK$19.45M · min. income ≈ HK$208,060/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,461
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$109,772
−HK$3,365/mo
Today · 4.125%
HK$113,137
baseline
▲ 0.50% · 4.625%
HK$120,021
+HK$6,884/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$226,274/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,437
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,613
−HK$3,222/mo
Today · 4.125%
HK$124,835
baseline
▲ 0.50% · 4.625%
HK$131,416
+HK$6,581/mo
Deposit HK$15.56M · loan HK$23.34M · min. income ≈ HK$249,670/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,204
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$128,068
−HK$3,925/mo
Today · 4.125%
HK$131,993
baseline
▲ 0.50% · 4.625%
HK$140,025
+HK$8,032/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$263,986/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,176
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,882
−HK$3,759/mo
Today · 4.125%
HK$145,641
baseline
▲ 0.50% · 4.625%
HK$153,318
+HK$7,677/mo
Deposit HK$11.67M · loan HK$27.23M · min. income ≈ HK$291,282/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,691
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$164,659
−HK$5,046/mo
Today · 4.125%
HK$169,705
baseline
▲ 0.50% · 4.625%
HK$180,032
+HK$10,327/mo
Deposit HK$3.89M · loan HK$35.02M · min. income ≈ HK$339,410/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,655
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$182,420
−HK$4,833/mo
Today · 4.125%
HK$187,253
baseline
▲ 0.50% · 4.625%
HK$197,124
+HK$9,871/mo
Deposit HK$3.89M · loan HK$35.02M · min. income ≈ HK$374,506/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,538 · Scale 2, in force from 26 Feb 2026)