LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,729
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,489
−HK$2,805/mo
Today · 4.125%
HK$94,294
baseline
▲ 0.50% · 4.625%
HK$100,031
+HK$5,737/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$188,588/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,711
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,358
−HK$2,686/mo
Today · 4.125%
HK$104,044
baseline
▲ 0.50% · 4.625%
HK$109,528
+HK$5,484/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$208,088/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,475
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,787
−HK$3,365/mo
Today · 4.125%
HK$113,152
baseline
▲ 0.50% · 4.625%
HK$120,037
+HK$6,885/mo
Deposit HK$15.56M · loan HK$23.35M · min. income ≈ HK$226,304/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,453
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$121,630
−HK$3,222/mo
Today · 4.125%
HK$124,852
baseline
▲ 0.50% · 4.625%
HK$131,434
+HK$6,582/mo
Deposit HK$15.56M · loan HK$23.35M · min. income ≈ HK$249,704/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,221
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,085
−HK$3,926/mo
Today · 4.125%
HK$132,011
baseline
▲ 0.50% · 4.625%
HK$140,044
+HK$8,033/mo
Deposit HK$11.67M · loan HK$27.24M · min. income ≈ HK$264,022/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,195
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$141,901
−HK$3,760/mo
Today · 4.125%
HK$145,661
baseline
▲ 0.50% · 4.625%
HK$153,339
+HK$7,678/mo
Deposit HK$11.67M · loan HK$27.24M · min. income ≈ HK$291,322/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,713
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$164,681
−HK$5,047/mo
Today · 4.125%
HK$169,728
baseline
▲ 0.50% · 4.625%
HK$180,056
+HK$10,328/mo
Deposit HK$3.89M · loan HK$35.02M · min. income ≈ HK$339,456/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,679
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$182,444
−HK$4,835/mo
Today · 4.125%
HK$187,279
baseline
▲ 0.50% · 4.625%
HK$197,150
+HK$9,871/mo
Deposit HK$3.89M · loan HK$35.02M · min. income ≈ HK$374,558/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$1,653,763 · Scale 2, in force from 26 Feb 2026)