LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,741
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,501
−HK$2,804/mo
Today · 4.125%
HK$94,305
baseline
▲ 0.50% · 4.625%
HK$100,044
+HK$5,739/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$188,610/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,723
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,371
−HK$2,686/mo
Today · 4.125%
HK$104,057
baseline
▲ 0.50% · 4.625%
HK$109,542
+HK$5,485/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$208,114/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,489
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,801
−HK$3,365/mo
Today · 4.125%
HK$113,166
baseline
▲ 0.50% · 4.625%
HK$120,052
+HK$6,886/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$226,332/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,468
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,645
−HK$3,223/mo
Today · 4.125%
HK$124,868
baseline
▲ 0.50% · 4.625%
HK$131,450
+HK$6,582/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$249,736/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,237
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,101
−HK$3,927/mo
Today · 4.125%
HK$132,028
baseline
▲ 0.50% · 4.625%
HK$140,061
+HK$8,033/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$264,056/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,212
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,919
−HK$3,760/mo
Today · 4.125%
HK$145,679
baseline
▲ 0.50% · 4.625%
HK$153,358
+HK$7,679/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$291,358/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,733
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,702
−HK$5,048/mo
Today · 4.125%
HK$169,750
baseline
▲ 0.50% · 4.625%
HK$180,079
+HK$10,329/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$339,500/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,701
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,467
−HK$4,835/mo
Today · 4.125%
HK$187,302
baseline
▲ 0.50% · 4.625%
HK$197,175
+HK$9,873/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$374,604/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,653,970 · Scale 2, in force from 26 Feb 2026)