LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,742
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,503
−HK$2,804/mo
Today · 4.125%
HK$94,307
baseline
▲ 0.50% · 4.625%
HK$100,046
+HK$5,739/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$188,614/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,725
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,373
−HK$2,686/mo
Today · 4.125%
HK$104,059
baseline
▲ 0.50% · 4.625%
HK$109,544
+HK$5,485/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$208,118/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,491
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,803
−HK$3,366/mo
Today · 4.125%
HK$113,169
baseline
▲ 0.50% · 4.625%
HK$120,055
+HK$6,886/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$226,338/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,470
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,647
−HK$3,223/mo
Today · 4.125%
HK$124,870
baseline
▲ 0.50% · 4.625%
HK$131,452
+HK$6,582/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$249,740/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,239
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,104
−HK$3,926/mo
Today · 4.125%
HK$132,030
baseline
▲ 0.50% · 4.625%
HK$140,064
+HK$8,034/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$264,060/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,215
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,922
−HK$3,760/mo
Today · 4.125%
HK$145,682
baseline
▲ 0.50% · 4.625%
HK$153,361
+HK$7,679/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$291,364/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,736
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,705
−HK$5,048/mo
Today · 4.125%
HK$169,753
baseline
▲ 0.50% · 4.625%
HK$180,082
+HK$10,329/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$339,506/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,705
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,471
−HK$4,835/mo
Today · 4.125%
HK$187,306
baseline
▲ 0.50% · 4.625%
HK$197,179
+HK$9,873/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$374,612/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,001 · Scale 2, in force from 26 Feb 2026)