LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,743
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,503
−HK$2,805/mo
Today · 4.125%
HK$94,308
baseline
▲ 0.50% · 4.625%
HK$100,046
+HK$5,738/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$188,616/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,726
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,373
−HK$2,686/mo
Today · 4.125%
HK$104,059
baseline
▲ 0.50% · 4.625%
HK$109,545
+HK$5,486/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$208,118/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,492
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,804
−HK$3,365/mo
Today · 4.125%
HK$113,169
baseline
▲ 0.50% · 4.625%
HK$120,056
+HK$6,887/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$226,338/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,471
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,648
−HK$3,223/mo
Today · 4.125%
HK$124,871
baseline
▲ 0.50% · 4.625%
HK$131,454
+HK$6,583/mo
Deposit HK$15.57M · loan HK$23.35M · min. income ≈ HK$249,742/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,240
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,105
−HK$3,926/mo
Today · 4.125%
HK$132,031
baseline
▲ 0.50% · 4.625%
HK$140,065
+HK$8,034/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$264,062/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,216
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,923
−HK$3,760/mo
Today · 4.125%
HK$145,683
baseline
▲ 0.50% · 4.625%
HK$153,362
+HK$7,679/mo
Deposit HK$11.68M · loan HK$27.24M · min. income ≈ HK$291,366/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,737
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,706
−HK$5,048/mo
Today · 4.125%
HK$169,754
baseline
▲ 0.50% · 4.625%
HK$180,083
+HK$10,329/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$339,508/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,706
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,472
−HK$4,835/mo
Today · 4.125%
HK$187,307
baseline
▲ 0.50% · 4.625%
HK$197,180
+HK$9,873/mo
Deposit HK$3.89M · loan HK$35.03M · min. income ≈ HK$374,614/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,014 · Scale 2, in force from 26 Feb 2026)