LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,767
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,528
−HK$2,805/mo
Today · 4.125%
HK$94,333
baseline
▲ 0.50% · 4.625%
HK$100,073
+HK$5,740/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$188,666/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,752
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,400
−HK$2,687/mo
Today · 4.125%
HK$104,087
baseline
▲ 0.50% · 4.625%
HK$109,574
+HK$5,487/mo
Deposit HK$19.46M · loan HK$19.46M · min. income ≈ HK$208,174/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,520
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,833
−HK$3,367/mo
Today · 4.125%
HK$113,200
baseline
▲ 0.50% · 4.625%
HK$120,088
+HK$6,888/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$226,400/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,502
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,680
−HK$3,225/mo
Today · 4.125%
HK$124,905
baseline
▲ 0.50% · 4.625%
HK$131,488
+HK$6,583/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$249,810/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,273
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$128,139
−HK$3,927/mo
Today · 4.125%
HK$132,066
baseline
▲ 0.50% · 4.625%
HK$140,102
+HK$8,036/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$264,132/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,253
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$141,961
−HK$3,761/mo
Today · 4.125%
HK$145,722
baseline
▲ 0.50% · 4.625%
HK$153,403
+HK$7,681/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$291,444/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,780
−HK$10,019/mo
▼ 0.25% · 3.875%
HK$164,750
−HK$5,049/mo
Today · 4.125%
HK$169,799
baseline
▲ 0.50% · 4.625%
HK$180,131
+HK$10,332/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$339,598/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,753
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$182,521
−HK$4,836/mo
Today · 4.125%
HK$187,357
baseline
▲ 0.50% · 4.625%
HK$197,233
+HK$9,876/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$374,714/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,454 · Scale 2, in force from 26 Feb 2026)