LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,771
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,532
−HK$2,806/mo
Today · 4.125%
HK$94,338
baseline
▲ 0.50% · 4.625%
HK$100,078
+HK$5,740/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,676/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,757
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,405
−HK$2,687/mo
Today · 4.125%
HK$104,092
baseline
▲ 0.50% · 4.625%
HK$109,579
+HK$5,487/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,184/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,525
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,838
−HK$3,367/mo
Today · 4.125%
HK$113,205
baseline
▲ 0.50% · 4.625%
HK$120,093
+HK$6,888/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$226,410/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,508
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,686
−HK$3,225/mo
Today · 4.125%
HK$124,911
baseline
▲ 0.50% · 4.625%
HK$131,495
+HK$6,584/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$249,822/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,279
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,145
−HK$3,928/mo
Today · 4.125%
HK$132,073
baseline
▲ 0.50% · 4.625%
HK$140,109
+HK$8,036/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$264,146/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,259
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,967
−HK$3,762/mo
Today · 4.125%
HK$145,729
baseline
▲ 0.50% · 4.625%
HK$153,411
+HK$7,682/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$291,458/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,787
−HK$10,021/mo
▼ 0.25% · 3.875%
HK$164,758
−HK$5,050/mo
Today · 4.125%
HK$169,808
baseline
▲ 0.50% · 4.625%
HK$180,140
+HK$10,332/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$339,616/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,762
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$182,529
−HK$4,837/mo
Today · 4.125%
HK$187,366
baseline
▲ 0.50% · 4.625%
HK$197,242
+HK$9,876/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$374,732/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,533 · Scale 2, in force from 26 Feb 2026)