LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,774
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,535
−HK$2,806/mo
Today · 4.125%
HK$94,341
baseline
▲ 0.50% · 4.625%
HK$100,081
+HK$5,740/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,682/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,760
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,409
−HK$2,687/mo
Today · 4.125%
HK$104,096
baseline
▲ 0.50% · 4.625%
HK$109,583
+HK$5,487/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,192/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,529
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,842
−HK$3,367/mo
Today · 4.125%
HK$113,209
baseline
▲ 0.50% · 4.625%
HK$120,097
+HK$6,888/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$226,418/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,512
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,690
−HK$3,225/mo
Today · 4.125%
HK$124,915
baseline
▲ 0.50% · 4.625%
HK$131,499
+HK$6,584/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$249,830/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,283
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,149
−HK$3,928/mo
Today · 4.125%
HK$132,077
baseline
▲ 0.50% · 4.625%
HK$140,114
+HK$8,037/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$264,154/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,264
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,972
−HK$3,762/mo
Today · 4.125%
HK$145,734
baseline
▲ 0.50% · 4.625%
HK$153,416
+HK$7,682/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$291,468/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,793
−HK$10,020/mo
▼ 0.25% · 3.875%
HK$164,763
−HK$5,050/mo
Today · 4.125%
HK$169,813
baseline
▲ 0.50% · 4.625%
HK$180,146
+HK$10,333/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$339,626/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,768
−HK$9,604/mo
▼ 0.25% · 3.875%
HK$182,536
−HK$4,836/mo
Today · 4.125%
HK$187,372
baseline
▲ 0.50% · 4.625%
HK$197,249
+HK$9,877/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$374,744/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,591 · Scale 2, in force from 26 Feb 2026)