LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,781
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,543
−HK$2,806/mo
Today · 4.125%
HK$94,349
baseline
▲ 0.50% · 4.625%
HK$100,090
+HK$5,741/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,698/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,768
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,417
−HK$2,688/mo
Today · 4.125%
HK$104,105
baseline
▲ 0.50% · 4.625%
HK$109,592
+HK$5,487/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,210/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,538
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,852
−HK$3,367/mo
Today · 4.125%
HK$113,219
baseline
▲ 0.50% · 4.625%
HK$120,108
+HK$6,889/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$226,438/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,522
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,701
−HK$3,224/mo
Today · 4.125%
HK$124,925
baseline
▲ 0.50% · 4.625%
HK$131,510
+HK$6,585/mo
Deposit HK$15.57M · loan HK$23.36M · min. income ≈ HK$249,850/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,294
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,160
−HK$3,928/mo
Today · 4.125%
HK$132,088
baseline
▲ 0.50% · 4.625%
HK$140,126
+HK$8,038/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$264,176/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,276
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,984
−HK$3,762/mo
Today · 4.125%
HK$145,746
baseline
▲ 0.50% · 4.625%
HK$153,429
+HK$7,683/mo
Deposit HK$11.68M · loan HK$27.25M · min. income ≈ HK$291,492/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,807
−HK$10,021/mo
▼ 0.25% · 3.875%
HK$164,777
−HK$5,051/mo
Today · 4.125%
HK$169,828
baseline
▲ 0.50% · 4.625%
HK$180,161
+HK$10,333/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$339,656/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,783
−HK$9,605/mo
▼ 0.25% · 3.875%
HK$182,551
−HK$4,837/mo
Today · 4.125%
HK$187,388
baseline
▲ 0.50% · 4.625%
HK$197,266
+HK$9,878/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$374,776/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,731 · Scale 2, in force from 26 Feb 2026)