LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,788
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,550
−HK$2,806/mo
Today · 4.125%
HK$94,356
baseline
▲ 0.50% · 4.625%
HK$100,097
+HK$5,741/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,712/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,776
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,425
−HK$2,688/mo
Today · 4.125%
HK$104,113
baseline
▲ 0.50% · 4.625%
HK$109,600
+HK$5,487/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,226/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,546
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,860
−HK$3,367/mo
Today · 4.125%
HK$113,227
baseline
▲ 0.50% · 4.625%
HK$120,117
+HK$6,890/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$226,454/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,531
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,710
−HK$3,225/mo
Today · 4.125%
HK$124,935
baseline
▲ 0.50% · 4.625%
HK$131,521
+HK$6,586/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$249,870/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,304
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,170
−HK$3,928/mo
Today · 4.125%
HK$132,098
baseline
▲ 0.50% · 4.625%
HK$140,136
+HK$8,038/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,196/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,286
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$141,995
−HK$3,763/mo
Today · 4.125%
HK$145,758
baseline
▲ 0.50% · 4.625%
HK$153,441
+HK$7,683/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,516/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,819
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$164,790
−HK$5,051/mo
Today · 4.125%
HK$169,841
baseline
▲ 0.50% · 4.625%
HK$180,175
+HK$10,334/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$339,682/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,797
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$182,565
−HK$4,838/mo
Today · 4.125%
HK$187,403
baseline
▲ 0.50% · 4.625%
HK$197,281
+HK$9,878/mo
Deposit HK$3.89M · loan HK$35.04M · min. income ≈ HK$374,806/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,858 · Scale 2, in force from 26 Feb 2026)