LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,793
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,555
−HK$2,806/mo
Today · 4.125%
HK$94,361
baseline
▲ 0.50% · 4.625%
HK$100,103
+HK$5,742/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,722/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,781
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,431
−HK$2,687/mo
Today · 4.125%
HK$104,118
baseline
▲ 0.50% · 4.625%
HK$109,606
+HK$5,488/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,236/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,552
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,866
−HK$3,367/mo
Today · 4.125%
HK$113,233
baseline
▲ 0.50% · 4.625%
HK$120,123
+HK$6,890/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$226,466/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,538
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,717
−HK$3,225/mo
Today · 4.125%
HK$124,942
baseline
▲ 0.50% · 4.625%
HK$131,528
+HK$6,586/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$249,884/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,310
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,177
−HK$3,929/mo
Today · 4.125%
HK$132,106
baseline
▲ 0.50% · 4.625%
HK$140,144
+HK$8,038/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,212/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,294
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,003
−HK$3,763/mo
Today · 4.125%
HK$145,766
baseline
▲ 0.50% · 4.625%
HK$153,449
+HK$7,683/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,532/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,828
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$164,799
−HK$5,051/mo
Today · 4.125%
HK$169,850
baseline
▲ 0.50% · 4.625%
HK$180,185
+HK$10,335/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,700/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,807
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$182,575
−HK$4,838/mo
Today · 4.125%
HK$187,413
baseline
▲ 0.50% · 4.625%
HK$197,292
+HK$9,879/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,826/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,948 · Scale 2, in force from 26 Feb 2026)