LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,794
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,556
−HK$2,806/mo
Today · 4.125%
HK$94,362
baseline
▲ 0.50% · 4.625%
HK$100,104
+HK$5,742/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,724/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,783
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,432
−HK$2,688/mo
Today · 4.125%
HK$104,120
baseline
▲ 0.50% · 4.625%
HK$109,608
+HK$5,488/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,240/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,553
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,867
−HK$3,368/mo
Today · 4.125%
HK$113,235
baseline
▲ 0.50% · 4.625%
HK$120,125
+HK$6,890/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$226,470/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,539
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,718
−HK$3,226/mo
Today · 4.125%
HK$124,944
baseline
▲ 0.50% · 4.625%
HK$131,529
+HK$6,585/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$249,888/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,312
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,179
−HK$3,928/mo
Today · 4.125%
HK$132,107
baseline
▲ 0.50% · 4.625%
HK$140,146
+HK$8,039/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,214/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,296
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$142,005
−HK$3,762/mo
Today · 4.125%
HK$145,767
baseline
▲ 0.50% · 4.625%
HK$153,451
+HK$7,684/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,534/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,830
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$164,801
−HK$5,051/mo
Today · 4.125%
HK$169,852
baseline
▲ 0.50% · 4.625%
HK$180,187
+HK$10,335/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,704/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,809
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$182,578
−HK$4,837/mo
Today · 4.125%
HK$187,415
baseline
▲ 0.50% · 4.625%
HK$197,294
+HK$9,879/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,830/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,970 · Scale 2, in force from 26 Feb 2026)