LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,796
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,558
−HK$2,806/mo
Today · 4.125%
HK$94,364
baseline
▲ 0.50% · 4.625%
HK$100,106
+HK$5,742/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,728/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,784
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,434
−HK$2,687/mo
Today · 4.125%
HK$104,121
baseline
▲ 0.50% · 4.625%
HK$109,610
+HK$5,489/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,242/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,555
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,869
−HK$3,368/mo
Today · 4.125%
HK$113,237
baseline
▲ 0.50% · 4.625%
HK$120,127
+HK$6,890/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$226,474/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,541
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,720
−HK$3,226/mo
Today · 4.125%
HK$124,946
baseline
▲ 0.50% · 4.625%
HK$131,532
+HK$6,586/mo
Deposit HK$15.58M · loan HK$23.36M · min. income ≈ HK$249,892/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,314
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,181
−HK$3,928/mo
Today · 4.125%
HK$132,109
baseline
▲ 0.50% · 4.625%
HK$140,148
+HK$8,039/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,218/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,298
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,007
−HK$3,763/mo
Today · 4.125%
HK$145,770
baseline
▲ 0.50% · 4.625%
HK$153,454
+HK$7,684/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,540/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,832
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$164,804
−HK$5,051/mo
Today · 4.125%
HK$169,855
baseline
▲ 0.50% · 4.625%
HK$180,190
+HK$10,335/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,710/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,812
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$182,581
−HK$4,837/mo
Today · 4.125%
HK$187,418
baseline
▲ 0.50% · 4.625%
HK$197,297
+HK$9,879/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,836/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,654,997 · Scale 2, in force from 26 Feb 2026)