LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,800
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,562
−HK$2,806/mo
Today · 4.125%
HK$94,368
baseline
▲ 0.50% · 4.625%
HK$100,110
+HK$5,742/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,736/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,789
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,438
−HK$2,688/mo
Today · 4.125%
HK$104,126
baseline
▲ 0.50% · 4.625%
HK$109,615
+HK$5,489/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,252/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,560
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,874
−HK$3,368/mo
Today · 4.125%
HK$113,242
baseline
▲ 0.50% · 4.625%
HK$120,132
+HK$6,890/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,484/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,547
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,726
−HK$3,225/mo
Today · 4.125%
HK$124,951
baseline
▲ 0.50% · 4.625%
HK$131,538
+HK$6,587/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,902/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,320
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,187
−HK$3,929/mo
Today · 4.125%
HK$132,116
baseline
▲ 0.50% · 4.625%
HK$140,155
+HK$8,039/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,232/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,304
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,014
−HK$3,763/mo
Today · 4.125%
HK$145,777
baseline
▲ 0.50% · 4.625%
HK$153,461
+HK$7,684/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,554/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,840
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$164,811
−HK$5,052/mo
Today · 4.125%
HK$169,863
baseline
▲ 0.50% · 4.625%
HK$180,199
+HK$10,336/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,726/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,820
−HK$9,607/mo
▼ 0.25% · 3.875%
HK$182,589
−HK$4,838/mo
Today · 4.125%
HK$187,427
baseline
▲ 0.50% · 4.625%
HK$197,306
+HK$9,879/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,854/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,073 · Scale 2, in force from 26 Feb 2026)