LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,806
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,569
−HK$2,806/mo
Today · 4.125%
HK$94,375
baseline
▲ 0.50% · 4.625%
HK$100,118
+HK$5,743/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,750/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,796
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,446
−HK$2,688/mo
Today · 4.125%
HK$104,134
baseline
▲ 0.50% · 4.625%
HK$109,623
+HK$5,489/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,268/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,568
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,882
−HK$3,368/mo
Today · 4.125%
HK$113,250
baseline
▲ 0.50% · 4.625%
HK$120,141
+HK$6,891/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,500/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,555
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,735
−HK$3,225/mo
Today · 4.125%
HK$124,960
baseline
▲ 0.50% · 4.625%
HK$131,547
+HK$6,587/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,920/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,329
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,196
−HK$3,929/mo
Today · 4.125%
HK$132,125
baseline
▲ 0.50% · 4.625%
HK$140,165
+HK$8,040/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,250/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,314
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,024
−HK$3,763/mo
Today · 4.125%
HK$145,787
baseline
▲ 0.50% · 4.625%
HK$153,472
+HK$7,685/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,574/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,851
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$164,824
−HK$5,051/mo
Today · 4.125%
HK$169,875
baseline
▲ 0.50% · 4.625%
HK$180,212
+HK$10,337/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,750/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,833
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$182,602
−HK$4,839/mo
Today · 4.125%
HK$187,441
baseline
▲ 0.50% · 4.625%
HK$197,321
+HK$9,880/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,882/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,194 · Scale 2, in force from 26 Feb 2026)