LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,809
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,571
−HK$2,807/mo
Today · 4.125%
HK$94,378
baseline
▲ 0.50% · 4.625%
HK$100,121
+HK$5,743/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,756/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,799
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,449
−HK$2,688/mo
Today · 4.125%
HK$104,137
baseline
▲ 0.50% · 4.625%
HK$109,626
+HK$5,489/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,274/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,570
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,885
−HK$3,368/mo
Today · 4.125%
HK$113,253
baseline
▲ 0.50% · 4.625%
HK$120,145
+HK$6,892/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,506/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,559
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,738
−HK$3,226/mo
Today · 4.125%
HK$124,964
baseline
▲ 0.50% · 4.625%
HK$131,551
+HK$6,587/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,928/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,332
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$128,200
−HK$3,929/mo
Today · 4.125%
HK$132,129
baseline
▲ 0.50% · 4.625%
HK$140,169
+HK$8,040/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,258/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,318
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,028
−HK$3,763/mo
Today · 4.125%
HK$145,791
baseline
▲ 0.50% · 4.625%
HK$153,476
+HK$7,685/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,582/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,856
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$164,828
−HK$5,052/mo
Today · 4.125%
HK$169,880
baseline
▲ 0.50% · 4.625%
HK$180,217
+HK$10,337/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,760/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,838
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$182,607
−HK$4,839/mo
Today · 4.125%
HK$187,446
baseline
▲ 0.50% · 4.625%
HK$197,326
+HK$9,880/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,892/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,241 · Scale 2, in force from 26 Feb 2026)