LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,816
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,578
−HK$2,807/mo
Today · 4.125%
HK$94,385
baseline
▲ 0.50% · 4.625%
HK$100,128
+HK$5,743/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$188,770/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,806
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,456
−HK$2,689/mo
Today · 4.125%
HK$104,145
baseline
▲ 0.50% · 4.625%
HK$109,634
+HK$5,489/mo
Deposit HK$19.47M · loan HK$19.47M · min. income ≈ HK$208,290/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,579
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,894
−HK$3,368/mo
Today · 4.125%
HK$113,262
baseline
▲ 0.50% · 4.625%
HK$120,154
+HK$6,892/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,524/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,568
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,748
−HK$3,226/mo
Today · 4.125%
HK$124,974
baseline
▲ 0.50% · 4.625%
HK$131,561
+HK$6,587/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,948/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,342
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$128,209
−HK$3,930/mo
Today · 4.125%
HK$132,139
baseline
▲ 0.50% · 4.625%
HK$140,179
+HK$8,040/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$264,278/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,329
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,039
−HK$3,763/mo
Today · 4.125%
HK$145,802
baseline
▲ 0.50% · 4.625%
HK$153,488
+HK$7,686/mo
Deposit HK$11.68M · loan HK$27.26M · min. income ≈ HK$291,604/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,868
−HK$10,025/mo
▼ 0.25% · 3.875%
HK$164,841
−HK$5,052/mo
Today · 4.125%
HK$169,893
baseline
▲ 0.50% · 4.625%
HK$180,231
+HK$10,338/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$339,786/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,852
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$182,621
−HK$4,839/mo
Today · 4.125%
HK$187,460
baseline
▲ 0.50% · 4.625%
HK$197,342
+HK$9,882/mo
Deposit HK$3.89M · loan HK$35.05M · min. income ≈ HK$374,920/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,367 · Scale 2, in force from 26 Feb 2026)