LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,818
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,581
−HK$2,807/mo
Today · 4.125%
HK$94,388
baseline
▲ 0.50% · 4.625%
HK$100,131
+HK$5,743/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$188,776/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,809
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,459
−HK$2,689/mo
Today · 4.125%
HK$104,148
baseline
▲ 0.50% · 4.625%
HK$109,637
+HK$5,489/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$208,296/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,582
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,897
−HK$3,368/mo
Today · 4.125%
HK$113,265
baseline
▲ 0.50% · 4.625%
HK$120,157
+HK$6,892/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,530/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,571
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,751
−HK$3,226/mo
Today · 4.125%
HK$124,977
baseline
▲ 0.50% · 4.625%
HK$131,565
+HK$6,588/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,954/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,345
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,213
−HK$3,930/mo
Today · 4.125%
HK$132,143
baseline
▲ 0.50% · 4.625%
HK$140,184
+HK$8,041/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$264,286/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,333
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,043
−HK$3,764/mo
Today · 4.125%
HK$145,807
baseline
▲ 0.50% · 4.625%
HK$153,492
+HK$7,685/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$291,614/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,873
−HK$10,025/mo
▼ 0.25% · 3.875%
HK$164,846
−HK$5,052/mo
Today · 4.125%
HK$169,898
baseline
▲ 0.50% · 4.625%
HK$180,236
+HK$10,338/mo
Deposit HK$3.90M · loan HK$35.06M · min. income ≈ HK$339,796/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,857
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$182,627
−HK$4,839/mo
Today · 4.125%
HK$187,466
baseline
▲ 0.50% · 4.625%
HK$197,347
+HK$9,881/mo
Deposit HK$3.90M · loan HK$35.06M · min. income ≈ HK$374,932/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,416 · Scale 2, in force from 26 Feb 2026)