LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,831
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,594
−HK$2,807/mo
Today · 4.125%
HK$94,401
baseline
▲ 0.50% · 4.625%
HK$100,145
+HK$5,744/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$188,802/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,823
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,474
−HK$2,688/mo
Today · 4.125%
HK$104,162
baseline
▲ 0.50% · 4.625%
HK$109,653
+HK$5,491/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$208,324/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,597
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$109,913
−HK$3,368/mo
Today · 4.125%
HK$113,281
baseline
▲ 0.50% · 4.625%
HK$120,174
+HK$6,893/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$226,562/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,588
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,768
−HK$3,227/mo
Today · 4.125%
HK$124,995
baseline
▲ 0.50% · 4.625%
HK$131,583
+HK$6,588/mo
Deposit HK$15.58M · loan HK$23.37M · min. income ≈ HK$249,990/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,363
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$128,231
−HK$3,931/mo
Today · 4.125%
HK$132,162
baseline
▲ 0.50% · 4.625%
HK$140,203
+HK$8,041/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$264,324/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,352
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,063
−HK$3,764/mo
Today · 4.125%
HK$145,827
baseline
▲ 0.50% · 4.625%
HK$153,514
+HK$7,687/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$291,654/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,895
−HK$10,027/mo
▼ 0.25% · 3.875%
HK$164,869
−HK$5,053/mo
Today · 4.125%
HK$169,922
baseline
▲ 0.50% · 4.625%
HK$180,261
+HK$10,339/mo
Deposit HK$3.90M · loan HK$35.06M · min. income ≈ HK$339,844/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,882
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$182,652
−HK$4,840/mo
Today · 4.125%
HK$187,492
baseline
▲ 0.50% · 4.625%
HK$197,375
+HK$9,883/mo
Deposit HK$3.90M · loan HK$35.06M · min. income ≈ HK$374,984/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,648 · Scale 2, in force from 26 Feb 2026)