LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,846
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,609
−HK$2,808/mo
Today · 4.125%
HK$94,417
baseline
▲ 0.50% · 4.625%
HK$100,162
+HK$5,745/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$188,834/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,840
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,491
−HK$2,689/mo
Today · 4.125%
HK$104,180
baseline
▲ 0.50% · 4.625%
HK$109,672
+HK$5,492/mo
Deposit HK$19.48M · loan HK$19.48M · min. income ≈ HK$208,360/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,615
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$109,931
−HK$3,370/mo
Today · 4.125%
HK$113,301
baseline
▲ 0.50% · 4.625%
HK$120,195
+HK$6,894/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$226,602/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,608
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,789
−HK$3,227/mo
Today · 4.125%
HK$125,016
baseline
▲ 0.50% · 4.625%
HK$131,606
+HK$6,590/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$250,032/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,384
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,253
−HK$3,931/mo
Today · 4.125%
HK$132,184
baseline
▲ 0.50% · 4.625%
HK$140,227
+HK$8,043/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$264,368/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,376
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,087
−HK$3,765/mo
Today · 4.125%
HK$145,852
baseline
▲ 0.50% · 4.625%
HK$153,540
+HK$7,688/mo
Deposit HK$11.69M · loan HK$27.27M · min. income ≈ HK$291,704/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,922
−HK$10,029/mo
▼ 0.25% · 3.875%
HK$164,897
−HK$5,054/mo
Today · 4.125%
HK$169,951
baseline
▲ 0.50% · 4.625%
HK$180,292
+HK$10,341/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$339,902/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,912
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,684
−HK$4,840/mo
Today · 4.125%
HK$187,524
baseline
▲ 0.50% · 4.625%
HK$197,409
+HK$9,885/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$375,048/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,655,930 · Scale 2, in force from 26 Feb 2026)