LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,864
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,628
−HK$2,808/mo
Today · 4.125%
HK$94,436
baseline
▲ 0.50% · 4.625%
HK$100,183
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,872/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,860
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,512
−HK$2,689/mo
Today · 4.125%
HK$104,201
baseline
▲ 0.50% · 4.625%
HK$109,694
+HK$5,493/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,402/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,637
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$109,954
−HK$3,370/mo
Today · 4.125%
HK$113,324
baseline
▲ 0.50% · 4.625%
HK$120,219
+HK$6,895/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$226,648/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,632
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,814
−HK$3,228/mo
Today · 4.125%
HK$125,042
baseline
▲ 0.50% · 4.625%
HK$131,633
+HK$6,591/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$250,084/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,409
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,279
−HK$3,932/mo
Today · 4.125%
HK$132,211
baseline
▲ 0.50% · 4.625%
HK$140,256
+HK$8,045/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,422/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,404
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$142,116
−HK$3,766/mo
Today · 4.125%
HK$145,882
baseline
▲ 0.50% · 4.625%
HK$153,571
+HK$7,689/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,764/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,955
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,931
−HK$5,055/mo
Today · 4.125%
HK$169,986
baseline
▲ 0.50% · 4.625%
HK$180,329
+HK$10,343/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$339,972/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,948
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,721
−HK$4,841/mo
Today · 4.125%
HK$187,562
baseline
▲ 0.50% · 4.625%
HK$197,449
+HK$9,887/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$375,124/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,268 · Scale 2, in force from 26 Feb 2026)