LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,867
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,631
−HK$2,808/mo
Today · 4.125%
HK$94,439
baseline
▲ 0.50% · 4.625%
HK$100,186
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,878/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,863
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,515
−HK$2,690/mo
Today · 4.125%
HK$104,205
baseline
▲ 0.50% · 4.625%
HK$109,697
+HK$5,492/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,410/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,640
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$109,957
−HK$3,370/mo
Today · 4.125%
HK$113,327
baseline
▲ 0.50% · 4.625%
HK$120,223
+HK$6,896/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$226,654/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,636
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$121,818
−HK$3,227/mo
Today · 4.125%
HK$125,045
baseline
▲ 0.50% · 4.625%
HK$131,637
+HK$6,592/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$250,090/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,413
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,283
−HK$3,932/mo
Today · 4.125%
HK$132,215
baseline
▲ 0.50% · 4.625%
HK$140,260
+HK$8,045/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,430/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,409
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,121
−HK$3,765/mo
Today · 4.125%
HK$145,886
baseline
▲ 0.50% · 4.625%
HK$153,576
+HK$7,690/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,772/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,960
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,936
−HK$5,055/mo
Today · 4.125%
HK$169,991
baseline
▲ 0.50% · 4.625%
HK$180,334
+HK$10,343/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$339,982/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,954
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,727
−HK$4,841/mo
Today · 4.125%
HK$187,568
baseline
▲ 0.50% · 4.625%
HK$197,455
+HK$9,887/mo
Deposit HK$3.90M · loan HK$35.07M · min. income ≈ HK$375,136/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,320 · Scale 2, in force from 26 Feb 2026)