LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,869
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,633
−HK$2,808/mo
Today · 4.125%
HK$94,441
baseline
▲ 0.50% · 4.625%
HK$100,188
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,882/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,865
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,517
−HK$2,690/mo
Today · 4.125%
HK$104,207
baseline
▲ 0.50% · 4.625%
HK$109,700
+HK$5,493/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,414/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,642
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,960
−HK$3,370/mo
Today · 4.125%
HK$113,330
baseline
▲ 0.50% · 4.625%
HK$120,226
+HK$6,896/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$226,660/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,639
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$121,820
−HK$3,228/mo
Today · 4.125%
HK$125,048
baseline
▲ 0.50% · 4.625%
HK$131,640
+HK$6,592/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$250,096/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,416
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,286
−HK$3,932/mo
Today · 4.125%
HK$132,218
baseline
▲ 0.50% · 4.625%
HK$140,263
+HK$8,045/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,436/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,412
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$142,124
−HK$3,766/mo
Today · 4.125%
HK$145,890
baseline
▲ 0.50% · 4.625%
HK$153,580
+HK$7,690/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,780/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,964
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,939
−HK$5,056/mo
Today · 4.125%
HK$169,995
baseline
▲ 0.50% · 4.625%
HK$180,338
+HK$10,343/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$339,990/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,958
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,731
−HK$4,841/mo
Today · 4.125%
HK$187,572
baseline
▲ 0.50% · 4.625%
HK$197,460
+HK$9,888/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$375,144/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,357 · Scale 2, in force from 26 Feb 2026)