LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,869
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,633
−HK$2,809/mo
Today · 4.125%
HK$94,442
baseline
▲ 0.50% · 4.625%
HK$100,189
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,884/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,866
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,518
−HK$2,689/mo
Today · 4.125%
HK$104,207
baseline
▲ 0.50% · 4.625%
HK$109,700
+HK$5,493/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,414/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,643
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$109,960
−HK$3,370/mo
Today · 4.125%
HK$113,330
baseline
▲ 0.50% · 4.625%
HK$120,226
+HK$6,896/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$226,660/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,639
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,821
−HK$3,228/mo
Today · 4.125%
HK$125,049
baseline
▲ 0.50% · 4.625%
HK$131,640
+HK$6,591/mo
Deposit HK$15.59M · loan HK$23.38M · min. income ≈ HK$250,098/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,417
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,287
−HK$3,932/mo
Today · 4.125%
HK$132,219
baseline
▲ 0.50% · 4.625%
HK$140,264
+HK$8,045/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,438/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,412
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$142,125
−HK$3,765/mo
Today · 4.125%
HK$145,890
baseline
▲ 0.50% · 4.625%
HK$153,580
+HK$7,690/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,780/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,964
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$164,940
−HK$5,056/mo
Today · 4.125%
HK$169,996
baseline
▲ 0.50% · 4.625%
HK$180,339
+HK$10,343/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$339,992/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,959
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,732
−HK$4,841/mo
Today · 4.125%
HK$187,573
baseline
▲ 0.50% · 4.625%
HK$197,461
+HK$9,888/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$375,146/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,366 · Scale 2, in force from 26 Feb 2026)