LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,875
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,640
−HK$2,808/mo
Today · 4.125%
HK$94,448
baseline
▲ 0.50% · 4.625%
HK$100,195
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,896/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,873
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,524
−HK$2,690/mo
Today · 4.125%
HK$104,214
baseline
▲ 0.50% · 4.625%
HK$109,708
+HK$5,494/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,428/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,650
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,968
−HK$3,370/mo
Today · 4.125%
HK$113,338
baseline
▲ 0.50% · 4.625%
HK$120,234
+HK$6,896/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$226,676/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,647
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,829
−HK$3,228/mo
Today · 4.125%
HK$125,057
baseline
▲ 0.50% · 4.625%
HK$131,649
+HK$6,592/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$250,114/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,425
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$128,296
−HK$3,932/mo
Today · 4.125%
HK$132,228
baseline
▲ 0.50% · 4.625%
HK$140,273
+HK$8,045/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,456/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,422
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$142,134
−HK$3,766/mo
Today · 4.125%
HK$145,900
baseline
▲ 0.50% · 4.625%
HK$153,591
+HK$7,691/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,800/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,975
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$164,951
−HK$5,056/mo
Today · 4.125%
HK$170,007
baseline
▲ 0.50% · 4.625%
HK$180,352
+HK$10,345/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$340,014/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,971
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$182,744
−HK$4,842/mo
Today · 4.125%
HK$187,586
baseline
▲ 0.50% · 4.625%
HK$197,474
+HK$9,888/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$375,172/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,478 · Scale 2, in force from 26 Feb 2026)