LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,880
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,644
−HK$2,809/mo
Today · 4.125%
HK$94,453
baseline
▲ 0.50% · 4.625%
HK$100,200
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,906/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,878
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,530
−HK$2,690/mo
Today · 4.125%
HK$104,220
baseline
▲ 0.50% · 4.625%
HK$109,713
+HK$5,493/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,440/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,656
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,973
−HK$3,371/mo
Today · 4.125%
HK$113,344
baseline
▲ 0.50% · 4.625%
HK$120,240
+HK$6,896/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$226,688/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,653
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$121,835
−HK$3,229/mo
Today · 4.125%
HK$125,064
baseline
▲ 0.50% · 4.625%
HK$131,656
+HK$6,592/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$250,128/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,431
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$128,302
−HK$3,932/mo
Today · 4.125%
HK$132,234
baseline
▲ 0.50% · 4.625%
HK$140,281
+HK$8,047/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$264,468/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,429
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$142,141
−HK$3,767/mo
Today · 4.125%
HK$145,908
baseline
▲ 0.50% · 4.625%
HK$153,599
+HK$7,691/mo
Deposit HK$11.69M · loan HK$27.28M · min. income ≈ HK$291,816/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,983
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$164,960
−HK$5,056/mo
Today · 4.125%
HK$170,016
baseline
▲ 0.50% · 4.625%
HK$180,361
+HK$10,345/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$340,032/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,980
−HK$9,616/mo
▼ 0.25% · 3.875%
HK$182,753
−HK$4,843/mo
Today · 4.125%
HK$187,596
baseline
▲ 0.50% · 4.625%
HK$197,484
+HK$9,888/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$375,192/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,561 · Scale 2, in force from 26 Feb 2026)