LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,888
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$91,653
−HK$2,809/mo
Today · 4.125%
HK$94,462
baseline
▲ 0.50% · 4.625%
HK$100,209
+HK$5,747/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,924/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,887
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,539
−HK$2,690/mo
Today · 4.125%
HK$104,229
baseline
▲ 0.50% · 4.625%
HK$109,723
+HK$5,494/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,458/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,665
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$109,983
−HK$3,371/mo
Today · 4.125%
HK$113,354
baseline
▲ 0.50% · 4.625%
HK$120,251
+HK$6,897/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$226,708/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,664
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$121,846
−HK$3,229/mo
Today · 4.125%
HK$125,075
baseline
▲ 0.50% · 4.625%
HK$131,668
+HK$6,593/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$250,150/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,443
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$128,314
−HK$3,932/mo
Today · 4.125%
HK$132,246
baseline
▲ 0.50% · 4.625%
HK$140,293
+HK$8,047/mo
Deposit HK$11.69M · loan HK$27.29M · min. income ≈ HK$264,492/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,441
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$142,154
−HK$3,767/mo
Today · 4.125%
HK$145,921
baseline
▲ 0.50% · 4.625%
HK$153,612
+HK$7,691/mo
Deposit HK$11.69M · loan HK$27.29M · min. income ≈ HK$291,842/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,998
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$164,975
−HK$5,056/mo
Today · 4.125%
HK$170,031
baseline
▲ 0.50% · 4.625%
HK$180,377
+HK$10,346/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$340,062/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,996
−HK$9,616/mo
▼ 0.25% · 3.875%
HK$182,770
−HK$4,842/mo
Today · 4.125%
HK$187,612
baseline
▲ 0.50% · 4.625%
HK$197,502
+HK$9,890/mo
Deposit HK$3.90M · loan HK$35.08M · min. income ≈ HK$375,224/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$1,656,711 · Scale 2, in force from 26 Feb 2026)